If you miss payments on your chapter 13 plan, you risk being dismissed from your bankruptcy case, or in more unusual circumstances converted to chapter 7. If your case is dismissed, your creditors will be able to resume efforts to collect from you, and you will not receive a bankruptcy fresh start. If a case is converted, a chapter 7 trustee will be appointed to sell your non-exempt property and pay your creditors.
A bankruptcy case may be converted from one chapter to another. The most common conversions are from chapter 13 to chapter 7 and from chapter 7 to chapter 13. Conversion may be initiated by the debtor or by other parties, and particular rules exist as to when and how certain conversions may proceed.